Accidental Death & Dismemberment (AD&D) Benefit
The Accidental Death & Dismemberment benefit pays the amount shown if you suffer a Covered Loss resulting from a Covered Accident. If you sustain more than one covered loss as a result of the same covered accident, only the largest available benefit will be paid. If the loss results in death, benefits will only be paid under the loss of life benefit provision.
Schedule of Benefits:
| Principal Sum - Member, Spouse, Child(ren) | $10,000 | ||
|---|---|---|---|
| Loss of Life | 100% | ||
| Loss of Both Hands | 100% | ||
| Loss of Both Feet | 100% | ||
| Loss of the Entire Sight of Both Eyes | 100% | ||
| Loss of One Hand and One Foot | 100% | ||
| Loss of Speech and Hearing | 100% | ||
| Loss of One Hand and One Foot and Entire Sight of One Eye | 100% | ||
| Loss of One Hand or One Foot | 50% | ||
| Loss of Entire Sight of One Eye | 50% | ||
| Loss of Speech or Hearing | 50% | ||
| Loss of Hearing in One Ear | 25% |
Accident Death and Dismemberment Benefits are providing as shown in the Schedule of Benefits and pays the member or beneficiary up to the benefit amount listed for the member's death or dismemberment due to a covered accident.
Percentage related to the Principal Sum benefit as shown above for the Primary, Spouse and Child(ren)
Not available in all States
The information contained herein is offered as insurance industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that you may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete insurance policy definitions, terms and/or conditions, and should not be relied on for coverage interpretation. Actual insurance certificates must always be consulted for full coverage details and analysis.
